Process

How to Invest

Six steps from first conversation to funded deal. No mystery, no pressure. Accredited investors only, $100,000 minimum.

The Path

Six steps from first call
to funded deal

Keep scrolling. Each card is one step, in the order it happens.

01

Introductory call

Thirty minutes. We cover your accreditation status, capital range, deployment timeline, and which structure fits: secured note or JV equity. You ask anything. Request it through the contact form or email info@naquacapital.com.

02

Accreditation verification

All offerings are Reg D private placements for accredited investors as defined under SEC Rule 501. Verification is a standard letter from your CPA, attorney, or a third-party service. We do not proceed without it.

03

Investor deck and deal review

You receive the current deck and the live deal file: purchase price, comp-supported ARV, tier-calibrated rehab budget with its 10 percent contingency, MAO math, and the dual-exit plan. The same numbers we run internally, in plain language.

04

Documents

For a secured note: promissory note and a recorded first-position mortgage capped at 70 percent of ARV. For JV equity: operating agreement with preferred return and promote terms stated deal by deal in the term sheet. Review with your own counsel. We expect you to.

05

Funding

Wire to the closing agent or title company handling the transaction, never to a personal account. Your position is documented before renovation capital deploys.

06

Monthly reporting through exit

Monthly status with photos showing budget burn against scope. If a deal underperforms, you see the variance before the close, not after. At exit: payoff with interest on a note, or distribution per the waterfall on equity.

Two Structures

Pick Your Seat in the Capital Stack

Private Lending (Secured Note)

Fixed return, first out. You are the bank.

  • Recorded first-position mortgage on the subject property
  • Loan-to-ARV capped at 70 percent
  • Fixed term with stated maturity
  • Interest paid monthly or accrued to maturity, per term sheet

JV Equity Partnership

Share the upside, behind the debt.

  • Preferred return before any promote
  • Promote split stated deal by deal in the term sheet
  • Target 15 to 20 percent IRR, tied to underwriting, not guaranteed
  • Distribution at exit per the operating agreement waterfall

Start With the Call

Current deal opportunities, your questions, thirty minutes.

Request a Call